Tax calculator
Income tax calculator
Enter your income and old-regime deductions. The tool computes both regimes side by side, applies the Section 87A rebate, surcharge and cess, and shows which position costs less.
Your income
Ignored under the new regime.
Both regimes compared
New regime (Section 115BAC)
- Standard deduction
- ₹75,000
- Taxable income
- ₹11,25,000
- Tax on slabs
- ₹52,500
- Section 87A rebate
- − ₹52,500
- Surcharge
- ₹0
- Health & education cess (4%)
- ₹0
- Total tax payable
- ₹0
Old regime (with deductions)
- Standard deduction
- ₹50,000
- Chapter VI-A deductions
- ₹1,50,000
- Taxable income
- ₹10,00,000
- Tax on slabs
- ₹1,12,500
- Section 87A rebate
- − ₹0
- Surcharge
- ₹0
- Health & education cess (4%)
- ₹4,500
- Total tax payable
- ₹1,17,000
The new regime is lower by ₹1,17,000 on these numbers.
Regime choice also depends on the deductions you can actually substantiate, the timing of the election and, for business income, the restrictions on switching back. That is a professional call — not a slab comparison.
More calculators
GST calculator
Add or remove GST at any rate, with the CGST, SGST and IGST split.
TDS calculator
Work out TDS on a payment at the section rate you apply.
TDS interest & late fee
Section 201(1A) interest plus the 234E late filing fee.
GST interest & late fee
Section 50 interest and the return late fee on a delayed GSTR.
HRA exemption calculator
The least of the three limits, computed on your actual rent.
Advance tax calculator
Instalment schedule under Section 211 with 234C shortfall interest.